current rates.
|
Minimum
Opening
Deposit |
Interest
Rate |
Annual
Percentage Yield |
| CD & IRA Specials |
|
|
|
| 7 Month CD* |
$500 |
1.05% |
1.05% |
| 12 Month CD* |
$500 |
1.14% |
1.15% |
| |
|
|
|
| Liquid CD Special |
|
|
|
| 12 Month Liquid CD*1 |
$5,000 |
0.75% |
0.75% |
1 No penalty for early withdrawal after 7 days of account opening or 7 days following any deposit or with-
drawal. Dollars used to open the CD must be new and not a transfer from another Viking account. Add-on
feature available. Premier rate bump does not apply.
|
Opening
Deposit |
Interest
Rate |
Annual
Percentage Yield |
|
Advantage Checking
(Business & Personal) |
$100 |
0.05% |
0.05% |
|
Analysis Checking**
(See Earnings Credit Rate below) |
$100 |
N/A |
N/A |
|
Classic Checking**
(See Earnings Credit Rate below) |
$100 |
N/A |
N/A |
| Esteem Checking |
$100 |
0.05% |
0.05% |
| Premier Rewards Checking |
$100 |
0.65% |
0.65% |
Classic Savings
(Business & Personal) |
$100 |
0.15% |
0.15% |
|
Opening
Deposit |
Interest
Rate |
Annual
Percentage Yield |
| $0.01 - $24,999.99 |
$100 |
0.25% |
0.25% |
| $25,000 - $49,999.99 |
$100 |
0.50% |
0.50% |
| $50,000 - $99,999.99 |
$100 |
0.75% |
0.75% |
| $100,000 - $249,999.99 |
$100 |
0.85% |
0.85% |
| $250,000 - $499,999.99 |
$100 |
0.95% |
0.95% |
| $500,000.00+ |
$100 |
1.05% |
1.05% |
Money Manager
Investment Sweep |
|
|
|
| $0.01 - $49,999.99 |
$100 |
0.50% |
0.50% |
| $50,000 - $99,999.99 |
$100 |
0.75% |
0.75% |
| $100,000 - $249,999.99 |
$100 |
0.85% |
0.85% |
| $250,000 + |
$100 |
1.05% |
1.05% |
|
Opening
Deposit |
Interest
Rate |
Annual
Percentage Yield |
| 3 Month CD* |
$500 |
0.50% |
0.50% |
| 6 Month CD* |
$500 |
0.60% |
0.60% |
| 7 Month CD* |
$500 |
0.60% |
0.60% |
| 9 Month CD* |
$500 |
0.60% |
0.60% |
| 12 Month CD* |
$500 |
0.70% |
0.70% |
| 13 Month CD* |
$500 |
0.70% |
0.70% |
| 15 Month CD* |
$500 |
0.70% |
0.70% |
| 17 Month CD* |
$500 |
0.70% |
0.70% |
| 18 Month CD* |
$500 |
0.70% |
0.70% |
| 22 Month CD* |
$500 |
0.70% |
0.70% |
| 24 Month CD* |
$500 |
0.90% |
0.90% |
| 36 Month CD* |
$500 |
0.90% |
0.90% |
|
Opening
Deposit |
Interest
Rate |
Annual
Percentage Yield |
| Fixed Rate IRA |
|
|
|
| 7 Month CD* |
$500 |
0.60% |
0.60% |
| 9 Month CD* |
$500 |
0.60% |
0.60% |
| 12 Month CD* |
$500 |
0.70% |
0.70% |
| 13 Month CD* |
$500 |
0.70% |
0.70% |
| 18 Month CD* |
$500 |
0.70% |
0.70% |
| 24 Month CD* |
$500 |
0.90% |
0.90% |
| 30 Month CD* |
$500 |
0.90% |
0.90% |
| 36 Month CD* |
$500 |
0.90% |
0.90% |
Interest Rates and Annual Percentage Yields are current as of 8/10/2010. For Checking, Savings, Money Market, and variable IRA accounts, rates are subject to change after account opening. Fees could reduce earnings.
*The minimum balance required to obtain the APY corresponds to the opening deposit. $95,000 maximum amount per CD/IRA. A penalty will be imposed for early CD withdrawal and early non-qualifying IRA withdrawals. CD add-on feature available on certificate terms of 24 months or less, and in amounts of $500 or more. Not available on current specials/promotions unless otherwise specified. Maximum add-on amount is not to exceed $25,000 or the principal opening balance, whichever is higher. Add-on dollars must be new to Viking Bank and not a transfer from another Viking account.
**An Earnings Credit Rate of 0.75% (balances of $1 - $249,999) or 1.00% (balances $250,000 and above) may be applied towards Analysis Checking service charges only, and is calculated on the account’s average collected balance less the 10% Federal Reserve requirement. An Earnings Credit Rate of 0.75% may be applied towards Classic Checking service charges only, and is calculated on the account’s average collected balance less the 10% Federal Reserve requirement.
+The minimum balance required to obtain the APY corresponds to the opening deposit. The early withdrawal penalties are as follows: 90 days of simple interest on a 26 week term, 180 days of simple interest on a 52 week term.