Business Classic Checking
For high transaction businesses, Classic Checking provides unlimited activity for a low monthly fee. And balances earn a credit allowance that can offset some or all of the monthly maintenance fee and any transaction fees incurred. Online Banking and a Debit Card with Rewards are free to all account holders. Compare all accounts.

 » $100 minimum opening deposit 
 » No minimum balance requirement
 » $8 monthly maintenance fee 
 » 15¢ per debit posted 
 » 15¢ per credit posted 
 » 06¢ per item deposited 
 » Service charge earnings credit on average collected balance
    less 10% reserve requirement 
 » Use of uncollected funds charge at Wall Street Journal Prime rate + 5%

Business Advantage Checking
Sole proprietors and non-profit organizations benefit from this interest bearing checking account. And there is no monthly maintenance fee when the low minimum balance is maintained. Online Banking and a Debit Card with Rewards are free to all account holders. Compare all accounts.

 » $100 minimum opening deposit 
 » $2,500 minimum daily collected balance to avoid maintenance fee and
     per debit posted fee for the first 100 items 
 » $8 monthly maintenance fee 
 » 15¢ per debit posted 
 » 15¢ per credit posted 
 » 06¢ per item deposited 
 » Earns current “Advantage” variable rate
 » Use of uncollected funds charge at Wall Street Journal Prime rate + 5%

Analysis Checking
High transaction and high activity businesses benefit from the earnings credit allowance provided by Analysis Checking. The earnings credit can be used to offset the monthly maintenance fee and any transaction fees incurred, as well as charges for other bank services like cashier’s checks, wire transfers, and stop payments. Make sure to ask us about our investment sweep feature, Money Manager, which automatically invests eligible balances daily at competitive market rates. Online Banking and a Debit Card with Rewards are free to all account holders. Compare all accounts.

 » $100 minimum opening deposit
 » No minimum balance requirement
 » $15 monthly maintenance fee per main account and per sub account
 » 13¢ per debit posted 
 » 20¢ per credit posted 
 » 06¢ per item deposited 
 » Tiered service charge earnings credit on average collected balance
    less 10% reserve requirement 
 » Use of uncollected funds charge at Wall Street Journal Prime rate + 5%

Business Classic Savings
Make your money work for you with a Classic Savings account. The money you save remains liquid for easy access, and maintain the low minimum daily collected balance and the monthly monthly maintenance fee is waived. Online Banking is free to all account holders.

 » $100 minimum opening deposit
 » $500 minimum daily collected balance to avoid maintenance fee 
 » $4 monthly maintenance fee 
 » Earns current “Classic Savings” variable rate
 » Make up to 6 preauthorized electronic or phone withdrawals per month,
    with unlimited over-the-counter and ATM withdrawals

Business Money Market
Maximize your return with our tiered Money Market account, allowing higher balances to earn more. And maintain the low minimum daily collected balance and the monthly maintenance fee is waived. Online Banking is free to all account holders.

 » $100 minimum opening deposit 
 » $5,000 minimum daily collected balance to avoid maintenance fee 
 » $10 monthly maintenance 
 » Write up to 6 checks, or a combination of checks, preauthorized electronic or
    phone withdrawals per month, with unlimited over-the-counter withdrawals
 » $5 excessive withdrawal charge (more than 6  checks, electronic or phone withdrawals  per month)
 » View current Money Market rates

Money Manager Investment Sweep
Money Manager is an investment sweep account that maximizes the value of your Analysis Business Checking account balances. It conveniently works alongside your checking account by automatically transferring balances in excess of a pre-determined “target” balance (balance needed to offset service charges), and investing the funds daily to earn a competitive market interest rate.  When the balance of your checking account falls below the target balance, funds are transferred back. It’s that easy!

 » $100 minimum opening deposit
 » $50 monthly service charge
 » View current Money Manager Investment Sweep rate

Capital Construction Fund (CCF)
Our Capital Construction Fund is an interest-bearing account available to commercial fishing customers who own their own vessels.  It works like a money market account and funds deposited become pre-tax income for the vessel owner provided the funds are ultimately used to pay down the principal portion of the loan against the vessel, or pay for repairs to the vessel. Restrictions apply to qualify; customers should consult a CPA. Online Banking is free to all account holders.

 » $100 minimum opening deposit 
 » $5,000 minimum daily collected balance to avoid maintenance fee 
 » $8 monthly maintenance 
 » Earns current “Capital Construction Fund” variable rate  
 » Write up to 6 checks, or a combination of checks, preauthorized electronic or
    phone withdrawals per month, with unlimited over-the-counter withdrawals
 » $5 excessive withdrawal charge (more than 6  checks, electronic or phone withdrawals  per month)
 » Proof of fishing vessel certificate number required

Certificates of Deposit
We offer a variety of CD  options to meet your short-term and long-term investment goals.  And a guaranteed interest rates for the fixed term of the CD provide peace of mind in various market conditions. 

» $500 minimum opening deposit
» Fixed and variable rate options
» View our current rates to determine the CD that's best for you.