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If you’re thinking about buying a home, or refinancing the one you have, you’ve come to the right place. Right here you’ll find useful information, as well as Frequently Asked Questions, and even a Glossary of terms specific to the mortgage industry.
Deciding to purchase or refinance a home is an important decision—in fact it’s the largest single purchase most people will make in their lifetime. We encourage you to use the information and calculators below to assist you in deciding what type of mortgage is best for you. And when you’re ready to talk to an expert, just let us know and one of our experienced Residential Lenders will contact you. Or find a Lender near you by checking our Lender Directory.
What to know when you’re considering buying a Home
I really want to own my own home, but I'm not sure I can afford it. Where do I start?
How do I know how much house I can afford?
When should I talk with a lender?
Can I apply for a loan before I find the home I want to purchase?
The Best Advice for Home Buyers
Buying a Home: What you need to know before making an offer on a home
Buying a Home: Your Offer is Accepted, Now What?
What your credit report says about you!
Loan Programs, Rates & Fees
What do I need to know about the kinds of mortgages available (fixed and adjustable rate)?
Know what it takes to get approved for a loan
How do I know which type of mortgage is best for me?
Can I save money by choosing a 15-year term rather than a 30-year term?
How much will I need for the down payment?
What does my mortgage payment include?
Why It’s Important to Lock in Rate, Term
Your Application and Closing
Loan Approval from a Lender’s Perspective
Why do home loan applications ask so much detailed information?
Can I lock in my interest rate so I'm sure to get the rate I was quoted?
What should I know before I make the decision to lock in my rate?
How long will it take to know if we’re approved for our home loan?
What does the application process entail?
Is there a prepayment penalty with any AmericanWest Bank mortgages?
Mortgage Terms and Glossary click here
Useful Calculators
It’s important to keep in mind calculators are a simple tool and cannot take into account all the factors that should be considered when choosing a new mortgage. The final decision should be based on what's best for you and your individual situation.
When you’re ready to go beyond basic calculators to information specific to your situation, please ask to speak to one of our experienced Residential Lenders. Or find a Lender near you by checking our Lender Directory.
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